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Bsure Insurance - Insurance Brokers Spain

Home Insurance in Spain and protection

Spain’s crime rate is among the lowest in Europe with a incident rate of nearly 50 crimes per 1,000 inhabitants, the lowest in the EU apart from Portugal and Ireland. In the UK, figures are 105 crimes per 1,000 inhabitants

However, as in other countries, major cities have the highest crime rates and Alicante, Barcelona, Madrid, Malaga, Seville and Valencia are among the worst.

It is now becoming much more important to have commercial insurance in Spain.

Housebreaking and burglary in Spain

Foreigners are often victims of housebreaking and burglary, particularly holiday homeowners

What can you do to protect yourself and your home?

Always ensure that your home is secure and that your belongings are well insured, and never leave valuables lying around.

Install an alarm which is connected to a security center. We can recommend the best providers depending on your budget You would expect to pay approximately 400 euros for the installation of the system and a monthly charge for maintenance.

It’s advisable to arrange for someone to frequently check your property when it’s left unoccupied. Petty theft by gypsies, who wander into homes when the doors are left open, is common in some parts of Spain.

Make sure each access point such as windows and doors have a secure lock with a key. Metal bars or “rejas” in Spain are advisable if you live in a detached home. If you prefer to have an undeterred view, security shutters are an excellent alternative.

If you live in a ground floor apartment it is advisable to have metal bars or shutters. On the other hand if you live in a first floor apartment or above the only real security needed is a bolt security lock on the front door.

Of course if you have a high value of contents or jewellery, you may consider an alarm and window protection even in an apartment.

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