Public liability for your business
If your business has clients visiting the office or you have a restaurant, it is very important to have public liability cover.
Usually this cover is included in your commercial / business insurance policy. However it may have low limits or more importantly lack liability cover.
Analysis of your existing cover or quote as a new policy
We can analyse your existing business insurance policy to see if you have sufficient cover.
Alternatively we can give a quote either for a separate liability policy or look to include it a a general business policy.
Include Public Liability cover in General Business policy
A general business policy will usually include Contents and stock cover. If you own the property then build cover can also be included.
The benefit of including the liability in a general policy is that it is much better value than a separate public liability policy .
Key Covers in a general business policy including Public liability
Covering clients at your office or premises for injury or loss
Staff liability cover is vital to cover you if your staffs injure themselves while at work.
Of equal importance is product liability. This is where customers may get sick from food they have eaten.
Liability while you are transporting stock or products is another aspect we can advise on.
Liability while installing products in clients homes
And many more liability covers…