Professional Liability in Spain - Insurance cover for when you need it most

What Does Professional Liability Insurance Cover?

Your policy protects you if a client claims financial loss due to your work.

You’re covered for:

• Legal defence costs (Spain & international)
• Compensation and settlements
• Errors, omissions, or negligence
• Contract disputes and client claims

Also referred to as Professional Indemnity Insurance in Spain, this cover is essential for service-based businesses.

The Real Risk (Why You Need This)

Many expats assume general business insurance is enough—it’s not.

Without Professional Liability / Professional Indemnity Insurance Spain, you could face:

• Expensive legal fees
• Cross-border claims from international clients
• Contractual penalties
• Damage to your professional reputation

Even a small mistake can result in a large financial claim.

Who Needs Professional Indemnity Insurance in Spain?

If you provide advice, services, or expertise—you need cover.

Common expat professions:

• Consultants (IT, marketing, business, web design)
• Real estate agents (Inmobiliario)
• Financial professionals
• Lawyers and legal advisors
• Medical and wellness professionals
• Coaches, trainers, gyms, and schools

Not sure if you need it? Ask us—we’ll advise you for free

Key Features of Our Cover

Worldwide Protection (Including USA)

Work with international clients confidently—your policy travels with you.

Full Legal Defence

Spanish and international legal costs, expert witnesses, and court fees included.

Tailored to Your Contracts

We match your policy to client contract requirements (including “additional insured” clauses).

Modern Business Risks Covered

• Data loss or damage
• Intellectual property disputes
• Defamation claims

Is It Mandatory in Spain?

For many professions, yes—especially when starting a business.

Even when not legally required, most clients and contracts expect you to have Professional Liability / Professional Indemnity Insurance in Spain.