Best Value Health Insurance plans in Spain
It is imperative that you use a broker who knows all the pitfalls and small print in each policy. We have specialised in providing private health cover for over 25 years in Spain, so can guide you through the process.
Please click on below companies for a no obligation quote.
Excellent company for all age ranges. Including International optional cover.
For a no obligation Sanitas quote click HERE
Provides cover at a competitive price for families and over 50’s
For a no obligation Medifiatc quote click HERE
Provides cover at a competitive price for over 50’s and great excess options
For a no obligation DKV quote click HERE
Each of the above providers have the 3 options for cover below.
OPTION 1: HEALTH INSURANCE CO-PAYMENT (INCLUDING AN EXCESS)
Co-payment is where the insured person pays towards the consultation or medical operation. This is usually not a sensible option since a 5 day stay in hospital can cost 600 euros +, not to mention a charge for every time you visit the doctor for a consultation. It worth thinking about this option if you have never had a operation and just want medical insurance for a back up for the worst case scenario.
OPTION 2: HEALTH INSURANCE FULL COVER WITH NO CO-PAYMENT (NO EXCESS)
This cover is national coverage and you will be entitled to use 100% of private hospitals in Spain. The difference from co payment cover is there is NO EXCESS, meaning you never pay towards any service, it is 100% free. There is also a standard cover abroad for emergencies. This is usually 12000 euros of cover internationally. We always advise clients to take out a travel insurance to supplement the national cover, meaning you a 100% covered in Spain and 100% covered abroad (the holiday abroad must be not longer than 45 days).
OPTION 3: HEALTH INSURANCE INTERNATIONAL COVERAGE
International cover is a complex product and there is a lot of insurers offering very different options. International policies include 100% cover with no excess in Spain. Cover outside of Spain will then either have no excess, but in most cases a 10% or 20% excess will be applied. This means the insurance company will cover the majority of the bill and you will have to pay the excess. Having no excess will make the premium more expensive.
Very helpful and easy to deal with, special thanks to Rachel.
Great service and support. Thanks so much.
Having moved to Spain from another country, I found dealing with Bsure (Rachel and David) super-easy and efficient. Smooth communication, reliable information, very good prices and value for money. Certainly my insurance provider of choice for Spain!
I have come to know Philip, David and Rachel over these years and they are all nice people to deal with.
David and Janet Stringfellow
Great Company friendly knowledgeable staff makes buying insurance Fun again !!!
Answered all my questions, got a good price on the cover and phoned to finalise details.
Very pleasant experience.
“Extremely courteous staff continue to be of service when we needed car insurance, travel insurance, and apartment insurance.
If you are an English-speaking person who has any insurance needs, you simply MUST contact David Bloomfield of BSURE Insurance!”
David gave very clear information on all aspects of my MedifiatC policy which I needed with NO Co payments to apply for my Spanish Residencia.
This was more important as my first time doing a private health insurance
I found David to be professional and extremely responsive to our needs providing an efficient timely service.
I would highly recommend him .
Very pleased with the service provided and the insurance product.
Fast and speedy service, good advice given. Medical insurance good value.
Jane Hadj Youcef
Been recommended Bsure when moving to Spain nine years ago. Had them ever since.
Great service, friendliness and professional at all times. The best insurance company I’ve ever had anywhere in the world/ Richard from Sweden
Very professional advisers with good knowledge of the market. It really helps that they speak English and are ready to help to deal with all the paperwork and other communication with insurance company in Spanish.
We spent a lot of time discussing options and have received answers to all our questions. Highly recommend !
I am delighted with the help Bsure Insurance has provided me for buying Spanish Health able to meet all the requirements of a TIE application.
Very responsive to all my emails and explained everything as we went through the process. Excellent company!
“I also spoke with David’s dad Philip and claims consultant Araceli, and they were equally professional, caring and helpful. If I was able to give Bsure 10 stars (out of 5) I would have. AMAZING, EXCELLENT, CARING, PROFESSIONAL Insurance Broker. David, Philip, Araceli, thank you for your brilliant service”
“Everything that Phil said was true but more so, I would say they are Brilliant”.
My experience with Bloomfield Insurance has been very positive. When I first contacted them for a medical policy, they answered with a customised service and very competitive price.
Now I have over seven policies with them. I appreciate the strong client relationship they offer, and their continuous involvement in satisfying the client.
It’s rare for any company to address all of my requirements, but that’s exactly what Bsure Insurance consistently do. Their service is always friendly, professional and efficient, David and Philip are very knowledgeable about the products on offer. I doubt you’ll be disappointed if you try them too!
“The comfort of knowing that when you become a client of this personally run family business – any questions or problem big or small is always addressed in a friendly – efficient professional manner. Living abroad and needing to know your insurance affairs are in good hands is very reassuring”
Saad & Jenny Kaka
“Ben and I would like to thank you for all your kind assistance over the 12 years with all our insurance policies, home, travel, medical, and vehicle, of which there were 10 at last count! Nothing is ever too much trouble for you. Wishing you continued success with your business and we look forward to working with you for many years to come”
Sally and Ben Nemenyi
“After a number of expensive and unsettling experiences we came across Bsure – a business run by the Bloomfield family. All our policies now come under their umbrella underwritten by reputable companies. Friendly and efficient, Bsure have provided the insurance covers we sought with the best cost-benefits and excellent customer service. Thank you Bsure”
Roy and Karin Cooke
I have been a customer of Bsure insurance company for the last fifteen years. I have trusted them with all my insurance such as travel, motor, house, public liability and in all those years they never let me down. They are efficient helpful well organised company who are always at your disposal. I cannot but highly recommend Bsure to anyone requiring there services.
Jeremy J. Byrne
We were recommended Bsure by friends when we moved to Spain in 2004, and have used them for private health, car and home insurance, and also travel insurance ever
Since. Competitive prices and good service, would recommend them and have done so to everybody.
Adam & Angela
“Bsure have gone over and above the call of duty when the need has arisen to submit claims, and have dealt with my personal issues in an extremely efficient, polite and prompt manner”
Bsure Insurance Brokers have taken care of our insurance needs for several years now.
We have had excellent service and you will be in good hands with this family run business.
We have used Bsure for all our insurance policies – car, household and Private Medical for many years.
They have proved to be competitively priced and always respond promptly when we have needed help.
Bsure has been looking after all my family’s insurance needs for nearly 30 years now and we can thoroughly recommend them. Not only do Phillip and son David provide excellent service but also great advice based on their years of local knowledge and experience. Bsure offer very competitive insurance products and I consider our Medifiatc Private Health policy one of the best available in Spain.
Bsure have taken care of all my insurances for the past 12 years. During this time I have found them truly professional, independent and responsive.
I have always felt they have been acting in my best interests when it came to advice and help.
My wife and I have been with Bsure Insurance Brokers since their inception over 25 years ago. We utilise a range of services including Home, Car, Medical and Travel and have always received rapid assistance and first class service. David Bloomfield is a very helpful, and entirely professional, a qualified broker who has always managed to provide us with quality cover upon request, and is highly recommended.