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Home Insurance in Spain – Expertly Compared, Plainly Explained.

Don't settle for a "one-size-fits-all" bank policy. We compare Spain’s leading insurers to find the right cover for your villa, apartment, or finca—delivered with an English explanation within one working day.

You can trust in us-  Insurance Broker Established Since 1989

Home Insurance Quote

We Broker for top Expat Home Insurance Providers in Spain including Liberty Seguros, Zurich, Reale, Hiscox and many more

  • Home

  • Rentals

  • Art & Valuables

Home Quote

Our providers

zurich
liberty
reale
hiscox
fiatc
generali
dkv
sanitas

Choose the Level of Protection You Need

We offer three flexible packages tailored to the expat lifestyle in Spain:

Essential Cover provides solid, fundamental protection for your buildings and contents, including 24/7 emergency repairs, fire, flood, and theft, as well as essential third-party liability and legal defense.

Plus and Premium Packages builds on the essentials by adding coverage for unlimited electrical damage protection—a must-have for Spain’s frequent power surges. This level also includes our popular DIY Handyman service and coverage for excess water consumption caused by hidden leaks.

All-Risk policy offers the ultimate safety net. It includes everything in the other packages along with full accidental damage and identity theft protection. Most importantly, it provides Worldwide All-Risk cover, protecting your most valuable items like jewelry and art even when you are away from home

The Bsure Broker Advantage

Why thousands of expats have trusted the Bloomfield family since 1989:

  • We Compare, You Save: We scan top insurers (Liberty, Allianz, Zurich, DKV) to find market-leading prices without the hassle.
  •  English-Language Claims: If something goes wrong, you call us, not a Spanish call center. We manage the entire process for you.
  • Better Than the Bank: We are independent. We often save clients 30–40% compared to the rigid policies forced on them by Spanish banks.
  • 35+ Years Experience: We understand the specific risks of Spanish properties—from "fincas" to high-rise coastal apartments.

Specialized Cover for Every Property

  • Main Residences: Comprehensive protection for your primary home and everything in it.
  • Holiday Homes: Specialist cover for second homes left empty for part of the year.
  • Rental Properties: Essential liability for Short-Term Holiday Lets and Rent Protection for long-term landlords.
  • High-Value Items: Tailored cover for jewelry, watches, antiques, and fine art collections.

Included "Spanish Market" Extras

Many of our recommended policies include these valuable benefits as standard:

  • DIY Assistance: Access to a professional handyman (up to 3 hours/year) for small jobs like hanging TVs or fixing taps.
  • Excess Water Consumption: If a leak causes a massive bill, your policy can cover the unexpected water costs.
  • Unlimited Electrical Damage: Full protection for your appliances against Spain’s frequent power surges.

Frequently Asked Questions

What is "All-Risk" cover?

Standard insurance covers items inside the home. All-Risk protects your valuables (watches, laptops) against loss or theft anywhere in the world.

Can I get a discount for security?

Yes! Properties with connected alarms or high-security shutters often qualify for lower premiums.

How fast is the quote process?

Submit your details in 2 minutes, and we will provide a side-by-side comparison of 2+ leading insurers within one working day.

Ready to Protect Your Spanish Home?

Start My 1-Day Comparison Quote